High Net Worth Insurance
High net worth insurance is a collective term which describes the insurance products designed to protect people with high-value homes and possessions – including jewellery, antiques, collectables and overseas property – and those who travel frequently, either for business or personal reasons.
Who needs high net worth?
If your home has a rebuild value of £750,000 or more or you need more than £100,000 cover for your contents, you may need high net worth insurance to ensure your assets are adequately protected.
People with significant personal assets often cannot be covered by standard insurance policies because their sums insured are greater than those which standard insurers will provide cover for.
Whilst high net worth insurance is primarily for people with specialist insurance needs, you don’t have to be rich and famous to benefit from the cover it will provide.
What can be covered?
Property
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High-value homes
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Listed Property
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Second homes
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Property portfolios
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Investment properties
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Outbuildings – tennis courts, ménages and stables
Assets
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High-value home contents
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High performance vehicles
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Car collections
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Jewellery & watches
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Collections – fine art, wine, memorabilia
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Designer clothing, gadgets & technology
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Precious metals – gold and silver etc
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Collectables – coins and stamps etc
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Boats & Yachts